Auto payment Sberbank - description of the service and cost. How to enable or disable auto payment from a Sberbank card. Through a mobile phone. Conditions for the client

Each client of Sberbank can use the AutoPay service, which is designed for timely replenishment of a smartphone or tablet account in automatic mode. You should familiarize yourself with its features in detail, as well as figure out how to properly connect and disable Auto Payment in Sberbank's mobile bank.

Description and features of the "Auto payment" service

How to control auto payments: Video

Mobile bank Sberbank "Autopayment" is a very popular service for automatically replenishing the balance of a mobile phone in case it drops to the threshold set by the subscriber. Write-off of funds is carried out from the client's bank card in accordance with his instructions.

The automatic payment service is available to subscribers of the following mobile operators:

MTS (Mobile TeleSystems);
Megaphone;
Tele 2;
Beeline;
Motive.

This service is provided free of charge - without a monthly subscription fee and additional commissions for payments. Connection and deactivation of the service "Auto payment" mobile bank Sberbank is carried out through the formation of SMS messages.

How to connect "Autopayment"

This service can be used to pay for cellular communication upon reaching a predetermined threshold, as well as on an invoice for the past period. Each client can independently connect the mobile bank Sberbank "Autopayment" - for this, it is necessary to generate and send an SMS message to a special short number 900. It should contain the word AUTO PAYMENT, as well as the desired amount of automatic payment in rubles (from 50 to 1000).

In the near future, an SMS message from the bank will be sent to the client about the successful connection of the service. After that, a similar message will come from the mobile operator.

How to disable "Auto payment" through the Sberbank mobile bank and change the settings

To change the automatic payment parameters set earlier, you need to know how to disable the "Auto payment" mobile bank Sberbank. To do this, send an SMS message to number 900, which contains:

The word AUTO PAYMENT– (command to disable the service);
Cell phone number;
The last four digits of a bank card (this parameter is required only when registering several payment cards).

After successful deactivation of the service, the bank will notify the client with an SMS message with the appropriate text. If you need to change the payment amount, you should repeat the connection procedure, specifying the current data.

The "Auto payment" service in the mobile bank of Sberbank allows you to replenish your phone account in a timely manner. You can connect it by sending a simple SMS message. Similarly, the service is disabled if there is no need for its further use, as well as in order to change payment parameters.

Modern man is a user of many services, including financial ones. For almost every such service, you need to make periodic payments, which sometimes causes absolute confusion in your own affairs. How not to miss an important date? It is for such cases that the Autopayment service was introduced in Sberbank. In this article, we will cover in more detail the most popular topic of auto payments for cellular communications, but we will also touch on other applications of automatic payments in the largest bank in Russia.

Autopay - what is it?

Auto payment means automatic payment (transfer) from the client's bank card in favor of a certain organization (recipient of funds) upon the occurrence of certain conditions and on the basis of the client's order. In other words, this is a periodic payment for any service in the amount specified by the client.

If we are talking about automatic payment for cellular communications, then the recipient will be the cellular communications operator, and the purpose of the payment will be to replenish the balance of the personal account of the subscriber of this operator, i.e. your phone bill.

The service is available to ANY Sberbank debit or credit card holder (VISA or Maestro/MasterCard), with the exception of . You can activate this service if your card account is opened in euros or dollars (when debiting, the money will be converted into rubles).

A little more about how this service works. It should be noted that it is available for periodic payments to those organizations with which the bank has concluded the necessary agreements. Today, automatic replenishment is possible for the following operators (in brackets, the range of minimum thresholds):

MTS, NSS (the value of the minimum threshold is from 30 rubles to 10,000 rubles at your discretion);
Beeline, Megafon (the minimum can be set at 30, 150, 600 rubles);
TELE2 (threshold options 10, 30, 50 rubles);
Baikalwestcom (mostly only 30 rubles);
Eniseytelecom (threshold min. 30 rubles - max. 3,000 rubles.);
Motive.

Information on the official website is not updated very quickly, so check, as they say, on the ground.

Below is the service algorithm:

1. First, the client activates the "Auto payment" service, i.e. generates an order for the bank (see below), which refers to the required replenishment amount and the minimum threshold (balance) at which it is time to make a payment.

2. The mobile operator also learns about the minimum threshold, and if it is reached (the client's balance has decreased), notifies the bank about it.

3. The Bank, on the basis of a notification from the operator, transfers the necessary (specified in the order) amount from the client's card account.

Thus, the client simply uses the connection and does not waste his time on replenishing the balance - everything is absolutely transparent for him, he can only be disturbed by periodic messages about debiting the amount of replenishment from the account of the cellular (if the service is available). You just need to monitor the balance on your card and its condition, because. lack of money on the card account and card blocking are the most common reasons for non-execution of payments within the framework of the Auto Payment service of Sberbank.

One card can connect the service to an unlimited number of phone numbers, but for a specific phone, auto payment can only be connected to one (!) Card.

Service cost

The "Auto payment" service of Sberbank is connected to all customers - holders of Sberbank cards, free of charge. There is no subscription fee. There is no fee for transferring funds. When connecting the service via SMS commands, it is necessary to pay (one-time) the cost of the sent SMS message according to the tariff of the mobile operator.

How to connect "Autopayment" of Sberbank

There are several common ways to connect the service:

In the office of Sberbank;
At any terminal or ATM of Sberbank;
Through the Internet bank "Sberbank Online";
Through a command to number 900 of the Sberbank Mobile Bank.

Please note that in order to use auto payments, the client does not need to activate the service (MB), this will be required only in cases where you decide to enable automatic payments through an application for issuing a card or via an SMS command to number 900 (within the MB SMS banking service) . But for this condition is mandatory.

Let's consider more clearly how to connect the service in some ways.

Connection in a self-service device (terminal, ATM)

The sequence of actions is as follows:

1. Insert your card into the terminal / ATM and enter the pin code.

2. Look for the button "PERSONAL ACCOUNT, INFORMATION AND SERVICE" on the main screen of the menu and click on it.

4. To enable automatic payments, click the appropriate button.

5. Set all the necessary parameters (phone number, threshold, top-up amount, etc.) in the window that opens. Details in the video.

6. Confirm the correctness of the given parameters and receive. Upon completion of the procedure, the terminal will issue a check on the successful acceptance by the Bank of the application for connecting the service.

7. After connecting the service on the side of the mobile operator, you will receive an SMS notification.

Connection in your personal account ("Sberbank Online")

Follow the steps in the following sequence:

1. Go to Sberbank Online and click on the right to the "My auto payments" section, then "Connect auto payment".

2. Choose your mobile operator.

3. Enter the card from which payment will be made and the phone number to which automatic payments will be received.

4. Next, a form will additionally open where you need to enter the minimum balance (threshold), upon reaching which auto-replenishment will occur, the amount of replenishment, as well as the maximum amount of payments per day (optional parameter). For convenience, you can come up with a name for your automatic payment - so it will be easier to find it if you need to make corrections to the payment.

5. Creating an auto payment must be confirmed with a one-time password (will come via SMS).

6. Wait for SMS with a notification about the fact of connection / non-connection of the service from the mobile operator.

Details in the video.

Connection via Mobile Bank (SMS commands to number 900)

To connect auto payment for cellular communications, you can use the "mobile bank" service (aka SMS banking) and arrange for the provision of services via SMS. For this purpose, we send an SMS command from a mobile phone registered in the MB service (mandatory condition!) To a special short number 900.

AUTO PAYMENT (space) "10-digit mobile number" (space) "recharge amount" (space) "threshold (minimum balance)" (space) "last 4 digits of the plastic card from which you plan to debit funds"

Instead of the word AUTO PAYMENT in an SMS message, AVTOPLATEZH, AVTOPAY, AVTOTEL, AVTO, AUTOPLATEZH, AUTOPAY, AUTOTEL, AUTO, AVTOTEL, AUTO can also be indicated.

An example of a complete SMS command:

We send SMS to number 900: AUTO 91234567890 350 50 9876, where

91234567890 is a ten-digit cell phone number. If this number is NOT registered in the Mobile Bank, then this command (instruction) will need to be confirmed by an additional SMS response to the SMS message from the bank with the offer code. Alternatively, you can create an SMS template to pay for this number;

350 - payment amount in rubles;

50 - the minimum amount on the balance of the mobile phone (minimum threshold), at which automatic replenishment of the account will be performed;

9876 - the last four digits of the bank card from which the machine will be operated. payments. This is optional if you have only one card.

An example of an incomplete SMS command:

SMS to number 900: AUTO 350 - in this case, we activate the service on the phone from which we send this command (it must be registered in MB). If the threshold is not specified, it is set automatically, depending on the minimum possible values for mobile operators (see above). We also do not indicate the card number, since it is the only card registered in the MB service.

The fact of successful connection of the service will be an SMS message from the bank: Connection of the "Auto payment" service to pay for the phone 9123456789 was completed successfully. The service will be activated shortly.

After some time, your mobile phone should receive a short message from the mobile operator with a notification of successful connection to the service or with a notification of failure. In some cases, the operator may send an additional SMS message to agree on the provision of the service.

If after a while there was a desire change the top-up amount or threshold, you will need to send a new message of the same content, only with different parameters, for example: AUTO 91234567890 250 30 9876, where the amount of replenishment is already 250 rubles, and the threshold is 30 rubles.

Prepayment and payment by invoice

All of the above applies to a prepaid payment scheme, when a transfer from a bank to an operator is received upon reaching the established threshold (minimum) value of the mobile phone balance. But autopayment is also possible according to the so-called postpaid scheme, when the bank pays the bill that the mobile operator has issued for the expired period. At the time of this writing (and in accordance with official information from the bank), such a scheme of work is still possible only with Beeline.

The command format is the same as in the example with an incomplete SMS command, i.e. we send a command to number 900: AUTO 350, where 350 is the maximum amount that will be paid by the bank for the invoice issued by the operator.

To switch to this payment mode, let's turn to Sberbank's explanation in the Mobile Bank manual: "The ability to connect auto payment for invoicing by a telecom operator requires the existence of appropriate conditions in the contract between the client and the telecom operator."

As you can see, there is not enough information to understand how to activate this mode - please contact the bank employees and your mobile operator for additional clarification.

How to turn off Auto Pay

To refuse the provision of the service, the same options are provided as when connecting it. Disabling the option in ATMs, terminals and Internet banking is done in the corresponding menu items. To visit the branch of the bank with your request, do not forget to grab your passport.

And to issue a refusal via sms, you need to send a message to number 900 with the following text:

AUTO PAY (space) "cell number" (space) "last 4 digits of the card from which the charge was made"

An example of an SMS command to disable the service:

SMS to number 900: AUTO 91234567890 9876, where

91234567890 9876 – phone number on which the service is deactivated;

9876 - the last 4 digits of the card number from which payments were made. It is not necessary to indicate if only one card is registered in the MB.

You can also use the help of employees of the Sberbank contact center and declare your desire to refuse the provision of automatic payment services.

Types of automatic payments in Sberbank

Many are accustomed to the word "autopayment" to mean automatic replenishment of the balance of a mobile phone. This is true, but only in part - in automatic mode, you can pay for much more services. Here are just a number of services available at Sberbank, so to speak, for the sake of completeness.

Traffic fines and taxes

In the settings of such a payment, you need to specify the details of the driver's license and the certificate of registration of your car. Sberbank will periodically check for fines issued in your name. Only the payment algorithm here is somewhat different:

1. First, an SMS is sent to your phone with information about the existing fines and a confirmation code.

2. Then you send a confirmation code to number 900 if the payment needs to be made. If you want to pay the fine later (in another way, take time to challenge the protocol ...), you can simply not respond to the received message.

Upon successful payment, you will also be sent a notification to your cell. Commission - 1% of the amount of the fine.

Housing and communal services, internet, TV

With this option, you will be able to pay your phone bills, utilities, internet, satellite TV and other similar payments in a timely manner. There are two possible settings here:

the amount of payment will depend on the invoices issued;
periodic payments for a fixed amount.

You set the date for checking the debt yourself when you connect auto payment. On the appointed day, the bank will check the availability of accounts payable and send you a notification with a code. There is a slightly different debt repayment scheme - the payment is made automatically, so the code is sent not to confirm, but to cancel the payment (if necessary).

The commission is paid at a rate of 1 percent, but within 500 rubles. The only inconvenience is that you will need to contact the structural unit of the bank for a payment receipt or print it out in the Sberbank Online service. Confirmation will also be sent to your phone via SMS. about automatic payments for utilities.

Loan repayment

With this service, you will definitely not “oversleep” the date of the next loan installment. Now Sberbank will monitor this for you. The day before the redemption date, you will receive a message about the upcoming debit. Here, in the same way as in the previous type of auto payment, a code arrives for the ability to refuse the transaction, but you do not need to confirm it.

If you pay a loan from a third-party bank, you will be charged a commission in the amount of 1 percent of the amount of replenishment of the loan account, but within 500 rubles. But "native" Sberbank payments are made without charging a fee.

You met in this article with the popular Sberbank service, and what people say about it, read in.

Modern means of communication and technology make it possible to pay monthly bills without standing in long queues at the post office, at the terminal or at bank branches. Plastic cards have firmly entered our lives. And if a few years earlier it was a novelty that in stores you can pay for purchases in a non-cash way, just by presenting a card, and then it became possible to manage your accounts and money via Internet banking, now life has become even easier.

With the "Auto payment" service from Sberbank, you can forget about the need to pay utility bills on a monthly basis, pay a fee for a loan. And this is a really valuable product for people who live in a modern rhythm and who know the value of their time, because accidentally forgotten and unpaid bills can lead to very undesirable and unpleasant consequences.

How does the Autopayment service from Sberbank work?

The date of payment of the next monthly bill (rent, internet, credit, telephone) is approaching. The day before the write-off, a notification in the form of an SMS message about the upcoming operation will be sent to your phone number.
On the appointed day, the amount that you specified in the settings when activating the service is debited.

IMPORTANT: If at the moment you do not want the card to be debited, then you can send a special code to number 900 and skip the current payment. The service itself is not disabled.

Your account has been automatically paid. This will also be notified to your phone number.

Advantages of the Autopayment service from Sberbank:

The service is connected free of charge. There is also no service charge.
The service can be connected to any card: debit, payroll, student, card of any payment system.
You do not need to remember the dates when you need to make the next payment for a loan, or the Internet, you do not need to monitor the balance of the phone, expecting that it will reset to zero at the most inopportune moment.
You don't have to waste your time paying bills.
All write-offs and credits can be easily controlled by SMS messages or through the system.
The service is easy to connect, without even visiting the office of Sberbank.
All your bills are always paid and are in perfect order.

Auto payment is a system with which you can pay bills without the participation of the client. To do this, a certain scenario is compiled, and if it is necessary to pay for a particular debt or service, the required amount is debited from the account in auto mode. Such payments can be made using several methods, and they also contain several types. Let's consider in the article how to connect Autopayment from a Sberbank card and what is required for this.

How Autopay works

To start using the service, you must own a Sberbank plastic card. If you do not have it on hand, then you can get it, and the easiest way to do this is in a special bank branch.

Service registration methods

We examined Autopayment from Sberbank, what it is - we understood. It remains to find out how it works and what services you can pay for with it. So, in fact, there are three relevant methods that allow you to pay off debts or pay in advance.

Mobile bank

To order a service from your phone through this service, you need to send a message to the number 900 with the following content:

AUTO PAYMENT 9XXXXXXXXX 100 30 XXXX

9XXXXXXXXX represents the telephone number of the subscriber specified in 10-digit format.
100 means the transfer amount. By the way, the minimum amount should be 50 rubles, the maximum amount reaches 10,000 rubles. The specific value will be set by you to choose from.
The number 30 is represented by the phone account balance threshold. If it is reached, then automatic replenishment will occur.
The four remaining digits indicate the last digits of the card number from which the charge is planned.

If you want to help friends pay for services using a card in the same way, then you will need to create template solutions for other phones using a mobile bank or visiting an ATM using its interface. If you want to connect or create templates for several more phone numbers, you can always use a special self-service terminal.

Top up with an ATM

It is necessary to carry out an algorithm of actions in order to understand how to connect Sberbank Autopayment through Sberbank Online or do it using a card.

Connection via Sberbank Online

We examined what Autopayment from Sberbank is and the main ways to connect the service. There is one more method left that will allow you to carry out the procedure faster than all the previous ones. To do this, you need to connect Sberbank Online - a system that allows you to track all actions performed with your card. To connect Autopayment through this system, you will need:

enter the Sberbank service and select the item of your automatic payments, confirm it, press the button "Enable Auto Pay".

Select "My Auto Payments"

Main types of payments

Sberbank offers services in several directions of payments, each of which differs from the others in terms of settings and other factors.

Mobile operators and service payment

A subscriber of any operator does not have to worry that the funds will run out at the most inopportune moment, since automatic replenishment of the account will always be carried out when the account approaches zero. We have already considered the features of connecting this service - the minimum replenishment amount for this case is 50 rubles, the maximum value reaches 10,000 rubles.

Utilities and automatic payments

If you decide to set up Sberbank Auto Payment for utilities, you will not regret it, because you will no longer have to reach debts and stand in line for several hours. A message will be sent to your mobile phone indicating the payment. Funds will be automatically debited from the account.

Withdrawal options

on the basis of a debt, on an invoice issued by the housing and communal services;
writing off a fixed amount building, which will go away monthly.

Take into account the fact of withdrawal of commission for operations. Usually it is zero, but in rare cases it reaches 1%.

Auto payment for housing and communal services

Thus, considering the question of whether the Autopayment service from Sberbank is paid or not, it should be noted that money is not charged for it, but there may still be a commission, which depends on the direction of the transfer.

Loan repayment

If you took a loan from one of the Russian banks, but you have a plastic card from Sberbank, then it will not be a problem to set up the payment of monthly installments by debiting them from your card. It is worth connecting automatic payment and in the settings mark the account details in another banking organization.

Autopay for cable TV

This option is the most relevant, because if you do not pay off the debt in a timely manner, this threatens to turn off the service, and as a result, to unpleasant showdowns with the television organization. It is possible to repay payments related to debts or fixed amounts of funds.

Repayment of fines

If the traffic police issued a fine to you, then you can pay it off by automatic payment. Despite the fact that it is impossible to predict the possibility of the presence and size of the fine, the bank offers a service that prudent motorists can use.

Thus, the automatic payment service is relevant and offers users the opportunity to save time and nerves. By paying off all bills on time, you can avoid problems and unpleasant consequences. Considering the cost of the Sberbank Autopayment service, it can be noted that the commission does not exceed 1%, and most often it is completely equal to 0. It actually does not take time, so the service is relevant for people who are busy and work hard.

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Auto payment from Sberbank is a convenient feature that will allow you to say goodbye to the need to pay bills manually. You can set it up for almost all fixed expenses - rent, Internet, mobile communications and other expenses are under its control. But how to use it and what conditions does Sberbank offer?

This service will allow you not to worry about paying for the phone, bills and so on. The bank will do everything itself - it is only necessary that the required amount of money be on the account.

The algorithm of work differs depending on the type of auto payment. If you set automatic replenishment of a mobile phone, then in this case the operator himself will request money from the bank to his personal account. But the bank checks fines and housing and communal services itself with a certain frequency, or it pays “by the hour”, on a given day.

What can I set up auto payment for?

Sberbank has a lot of types of auto payment. In fact, you can completely protect yourself from problems with payments for the phone, the Internet, an apartment or something else. And go about your business, not remembering when it is time to deposit money for a loan or light.

cellular

Allows you to always stay in touch as long as there is money on your bank card. As a rule, replenishment occurs as follows:

Less than 30 rubles remain on the phone (or a little more, depending on the client’s desire);
The operator sees this and signals to the bank that it is time to pay;
The bank sends a fixed amount registered by the cardholder to the subscriber's personal account;
Money comes to the phone, and you can use it again.

The owner himself is free to set the amount that will be credited to the mobile account every time the amount of money on it reaches 30 rubles. Upon enrollment, you will receive an SMS-message about the transaction.

Autopay is available for all popular providers. It can be connected to Beeline, Megafon, Tele2, MTS. And you can also top up your account with Yota, Skylink, Global Sim, Rostelecom and even Viber.

Internet and TV

Sberbank is able to save the client from problems with the Internet. It often happens that a person simply forgot to pay the provider, and as a result suddenly finds himself without a connection. Autopay eliminates this problem.

How Sberbank will pay for the Internet:

The bank will automatically check unpaid invoices on the date specified by the client;
One day before the automatic payment is made, the account holder will be notified by SMS to the phone;
A day later, the money will be debited to pay for communication;
Upon completion of the operation, another SMS will be received.

Credits

Loans are a sore spot for many people. Especially sometimes it is difficult to pay them on time - sometimes there is a queue, sometimes there is no time, sometimes they invite you to barbecue. But auto payment allows you not to worry about paying bills from banks - everything will happen by itself. Naturally, if there is enough money in the account.

The procedure is the same as when paying for an Internet connection. Only the bank does not check accounts based on user-specified information.

Essentially, the payment stops working as soon as the loan is paid off. But it is better to double-check after the last payment.

housing and communal services

The utility bill will not be a problem if you arrange its automatic payment through Sberbank. The institution provides two options for paying customer bills:

According to the invoice;
For a fixed amount.

In the first case, the payer number is required, according to which the bank will check unpaid invoices every time on the date set by the client. If they are, the institution will notify the client about the auto payment within 24 hours, and then send the money to the service provider and inform about it via SMS.

If the account holder sets a fixed amount, then every month money will simply be debited in favor of public utilities. Suitable for those who have a fixed fee for water, electricity or something else.

Attention! For each type of utility payment, be sure to set your own parameters!

It is not always possible to enable auto payment. For this, the required service provider organization must be on the list of those who cooperate with Sberbank.

traffic police fines

Sometimes you can break by accident, without even noticing it. In this case, the fine may be unknown to the culprit for a long time. And he will be penalized. If you don’t want to check the presence of fines on your own every time, you can force Sberbank to do this.

The institution will undertake the obligation, at intervals set by the client, to check on the number of his driver's license for new unpaid fines. If any are suddenly found, the bank will notify the owner, indicating the number and date of the decision, as well as the amount of the fine. A day later, the bank will pay the debt and notify the client about it.

Other services

Education (schools, kindergartens, universities, etc.);
Insurance;
Entertainment;
Leisure and travel;
Charity and so on.

How much does the service cost

The auto payment itself is absolutely free for the client. But some of its types have a commission. As a rule, almost always it is 1%. You can find out exactly when making an automatic payment for each service.

In this case, the commission is debited not from the money sent, but additionally from the card. And it cannot exceed 500 (in some cases 1000) rubles.

Ways to connect and disconnect auto payment from Sberbank

The service is very easy to connect, and just as easy to terminate its existence. At the same time, if you suddenly need it, you can always return it. Or change without disconnecting.

Telephone

Auto payment via messages can be enabled and disabled exclusively for the mobile account. Other services via SMS are not available. To connect, just send a message to number 900 with the word "Auto payment" (without quotes) and the payment amount. You can specify from 50 to 10,000 rubles.

Before sending, check the spelling of the word, because auto-correction can put an extra space.

How to turn off auto pay by phone? Send an SMS message to number 900 containing "Autopayment-" (without quotes, minus save).

ATM

To set up automatic payment, all you need to do is:

Find any Sberbank ATM in the area;
Insert a card into it and enter a PIN;
Click on "Personal Account, Information and Service" (in some cases - "Mobile Bank");
Select the item "Auto payment";
And finally, click on "Connect auto payments";
In a new window, configure all the settings and wait for the activation notification to your phone.

After that, you can safely forget about the connected auto payments, replenishing the card in a timely manner.

Disabling the service occurs exactly according to this algorithm up to 4 points. After that, instead of connecting, you need to select the connected auto payments and simply disable them.

Auto payments are available through an ATM only for mobile communications. Others are not yet connected.

Sberbank Online

If you need to make more than one auto payment, Sberbank Online will help you deal with this quickly and without problems. Connecting them is very easy:

After that, all auto payments can be viewed in the section "Auto payment management", and disable them there.

Smartphone app

The Sberbank Online mobile application is similar in functionality to the full-fledged computer version. To connect in it, you need to go to the "Auto payments" section and click on the big green button "Connect auto payment". And then select the required flow rate and fill in its parameters.